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Unified Payments Interface (UPI): News

29 Oct 2025
Business

UPI transactions surge 35% in H1 2025 to whopping 106B

India's digital payments ecosystem witnessed a massive growth in the first half of 2025, driven by an increase in Unified Payments Interface (UPI) usage and the rapid onboarding of small merchants.

27 Oct 2025
Paytm

Paytm now allows UPI payments without an Indian SIM card

Paytm has introduced a service that lets Non-Resident Indians (NRIs) from 12 countries make Unified Payments Interface (UPI) payments in India using their international mobile numbers.

27 Oct 2025
Startups

Accel, Prosus form new partnership to back early-stage Indian start-ups

Leading investors Accel and Prosus have announced a new investment partnership to support early-stage Indian start-ups.

26 Oct 2025
Business

From exit to expansion: India becomes BlaBlaCar's biggest market

BlaBlaCar, the long-distance carpooling service, has witnessed a remarkable turnaround in India.

24 Oct 2025
PhonePe

How this one UPI rule caused chaos for market leaders

The National Payments Corporation of India (NPCI) recently attempted to promote consumer choice and interoperability among third-party Unified Payments Interface (UPI) apps.

23 Oct 2025
Reserve Bank Of India (RBI)

Digital payments accounted for 99.8% of transactions in H1: RBI

The Reserve Bank of India (RBI) has revealed that digital payments have taken over the Indian economy, accounting for a whopping 99.8% of total transaction volume and 97.7% of the total payment transaction value in the first half of 2025.

22 Oct 2025
GST

UPI records over ₹94,000 crore in daily transaction value

The Unified Payments Interface (UPI), India's real-time digital payment system, is witnessing a record-breaking October.

NPCI issues guidelines to curb UPI fraud amid festive season

As the festive season approaches, the National Payments Corporation of India (NPCI) has issued guidelines to help people protect themselves from Unified Payments Interface (UPI) frauds.

14 Oct 2025
Japan

You can soon pay for goods via UPI in Japan

Indian tourists visiting Japan may soon be able to use Unified Payments Interface (UPI) for their transactions.

09 Oct 2025
BigBasket

ChatGPT now supports UPI payments: Here's how it works

Razorpay, the National Payments Corporation of India (NPCI), and OpenAI have teamed up to test a new feature called Agentic Payments on ChatGPT.

08 Oct 2025
Business

UK fintech Revolut enters India with UPI and Visa partnerships

London-based digital finance company, Revolut, has announced its plan to launch a payment platform in India. This will be the company's first entry into one of the world's biggest digital payments markets.

You can now use UPI for international transactions via PayPal

The National Payments Corporation of India (NPCI) and PayPal have announced a partnership to integrate Unified Payments Interface (UPI) with PayPal World.

07 Oct 2025
Reserve Bank Of India (RBI)

You can make UPI payments using facial recognition from tomorrow

Starting tomorrow, India will allow users to approve Unified Payments Interface (UPI) transactions using facial recognition and fingerprints.

02 Oct 2025
Mutual Funds

SEBI launches validated UPI handles to stop investor payment fraud

The Securities and Exchange Board of India(SEBI) has launched two new security measures: validated UPI handles with "@valid" suffix and a verification tool called "SEBI Check."

01 Oct 2025
Reserve Bank Of India (RBI)

No proposal to charge UPI transactions: RBI governor

Reserve Bank of India (RBI) Governor Sanjay Malhotra has clarified that there is no proposal to levy charges on Unified Payments Interface (UPI) transactions.

Axis Bank launches India's first gold-backed credit line

Axis Bank has partnered with Freecharge to launch India's first-ever gold-backed credit line through the Unified Payments Interface (UPI).

29 Sep 2025
Paytm

Paytm, Google Pay now let you create custom UPI IDs

Paytm and Google Pay have launched a new feature that lets users personalize their Unified Payments Interface (UPI) IDs.

24 Sep 2025
Qatar

Qatar joins list of countries accepting UPI payments

In a major development for Indian travelers, Qatar has now joined the list of countries accepting Unified Payments Interface (UPI) payments.

23 Sep 2025
Flipkart

Why Flipkart has invested $30M in its fintech arm Supermoney

Walmart-backed Flipkart has pumped in $30 million into its fintech subsidiary, Supermoney.

UPI payment rules update: Key changes effective November 3

The National Payments Corporation of India (NPCI) has announced a major change in the Unified Payments Interface (UPI) settlement cycles.

UPI transaction limits revised from today: How it affects you?

The National Payments Corporation of India (NPCI) has announced a revision in the Unified Payments Interface (UPI) transaction limits for select categories.

15 Sep 2025
World Bank

World Bank to double India investments to $10B by 2030

International Finance Corporation (IFC), private sector arm of the World Bank Group, aims to double annual investments in India to $10 billion by 2030.

10 Sep 2025
HDFC Bank

Attention! You can't use HDFC's UPI services on this date

HDFC Bank has announced a temporary suspension of its Unified Payments Interface (UPI) services on September 12.

01 Sep 2025
Indian Government

UPI crosses 20 billion monthly transactions for first time

India's Unified Payments Interface (UPI) has hit a major milestone by crossing the 20 billion monthly transaction mark in August.

EPFO 3.0 to launch soon with UPI withdrawals, major upgrades

The Employees's Provident Fund Organisation (EPFO) is gearing up to launch its revamped digital platform, EPFO 3.0, later this year.

28 Aug 2025
China

India to surpass US economy by 2038 despite tariffs: EY

India is projected to become the world's second-largest economy in terms of purchasing power parity (PPP) by 2038, according to a report by Ernst & Young (EY).

UPI transactions in India: Average daily value crosses ₹90,440cr

Unified Payments Interface (UPI) transactions in India have witnessed a massive surge in 2025, according to a recent report by the State Bank of India (SBI).

UPI 3.0 to let your smart devices handle payments

The National Payments Corporation of India (NPCI) is working on a revolutionary upgrade to its Unified Payments Interface (UPI) system.

Starting October, UPI users can't request money from each other

The National Payments Corporation of India (NPCI) has announced that it will disable the peer-to-peer (P2P) "collect requests" feature in Unified Payments Interface (UPI) by October 1, 2025.

05 Aug 2025
Government of India

India's UPI just processed record 700M transactions in a day 

India's Unified Payments Interface (UPI) has hit a new milestone, processing over 707 million transactions in a single day on August 2.

UPI hits record 19.5B transactions worth ₹25L crore in July

The Unified Payments Interface (UPI) has achieved a major milestone by processing a record-breaking 19.47 billion transactions worth ₹25.08 lakh crore in July.

28 Jul 2025
United Kingdom

You can soon use UPI for payments in the UK

India and the United Kingdom have signed a free trade agreement (FTA) that will allow citizens of both countries to use each other's fast payment systems.

UPI will work differently from August 1: Here's what changes

From August 1, the National Payments Corporation of India (NPCI) is making some backend rule changes to how Unified Payments Interface (UPI) works.

27 Jul 2025
GST

No GST on UPI transactions above ₹2,000: Finance Ministry

The Ministry of Finance has confirmed that there are no plans to impose Goods and Services Tax (GST) on Unified Payments Interface (UPI) transactions over ₹2,000.

23 Jul 2025
Maldives

Modi to visit Maldives; UPI, ₹30B swap line on agenda 

Prime Minister Narendra Modi is set to embark on a two-day visit to the Maldives from July 25-26, at the invitation of President Mohamed Muizzu.

PayPal's new platform lets you use UPI for cross-border payments

PayPal is launching a new platform, PayPal World, to enable seamless cross-border transactions. The move is part of the company's strategy to expand its global footprint.

Soon, you can withdraw approved loan funds via UPI apps

The National Payments Corporation of India (NPCI) has announced new rules for utilizing pre-sanctioned credit lines on Unified Payments Interface (UPI).

17 Jul 2025
GST

After Karnataka, more states seek merchant data from UPI apps

Following Karnataka, four other Indian states, Andhra Pradesh, Uttar Pradesh, Tamil Nadu, and Gujarat, have sought annual turnover data from Unified Payments Interface (UPI) apps and payment aggregators.

15 Jul 2025
PhonePe

PhonePe ropes in ex-Meta India policy chief Shivnath Thukral

Walmart-owned digital payments platform PhonePe has appointed Shivnath Thukral as its new Vice President for Public Policy and Government Affairs.

14 Jul 2025
GST

Why some shops are refusing UPI payments in Karnataka

The Karnataka Commercial Tax Department's recent move to issue demand notices to traders over Goods and Services Tax (GST) evasion has created a stir.

New UPI rule speeds up your refunds starting tomorrow

From July 15, the National Payments Corporation of India(NPCI) will implement new chargeback rules for Unified Payments Interface (UPI) transactions.

11 Jul 2025
Business

India leads globally for fast digital payments, thanks to UPI

India has been recognized as the world leader in fast retail digital payments, thanks to the phenomenal growth of Unified Payments Interface (UPI).

07 Jul 2025
Business

UAE-based Indians can now use UPI with international numbers

Indian expats in the UAE can now use the Unified Payments Interface (UPI) with their international mobile numbers.

30 Jun 2025
Business

This new UPI credit card offers 3% rewards, no-cost EMIs

Fintech company Slice has launched a new Unified Payments Interface (UPI)-based credit card, the "Slice Super Card."

28 Jun 2025
Karnataka

Post offices in India to accept digital payments from August

Post offices across India will begin accepting digital payments at their counters in August, after the successful integration of a new application into their IT system.

EPFO members may soon withdraw EPF funds via ATM, UPI

The Employees' Provident Fund Organization (EPFO) is working on a plan to allow its members to withdraw their Employees' Provident Fund (EPF) money directly through ATMs or Unified Payments Interface (UPI).

26 Jun 2025
PhonePe

PhonePe enters co-branded credit card space with HDFC Bank

In a strategic move, PhonePe and HDFC Bank have launched the 'PhonePe HDFC Bank Co-branded Credit Card' on the RuPay network.

25 Jun 2025
PhonePe

How to use RuPay credit card for UPI payments

RuPay credit cards have been integrated into the Unified Payments Interface (UPI) system.

NPCI modifies UPI chargeback rules: What changes for you?

The National Payments Corporation of India (NPCI) has simplified the Unified Payments Interface (UPI) chargeback rules.

UPI gets faster! Your payments will now complete in seconds

The Unified Payments Interface (UPI), India's revolutionary digital payment system, is set to get faster from today.

16 Jun 2025
Narendra Modi

Cyprus may be next to accept UPI payments

Prime Minister Narendra Modi has announced that discussions are underway to include Cyprus in India's Unified Payments Interface (UPI) network.

No fee on UPI transactions, Finance Ministry calls rumors misleading

India's Ministry of Finance has dismissed rumors of the Merchant Discount Rate (MDR) being imposed on Unified Payments Interface (UPI) transactions.

12 Jun 2025
Paytm

Paytm shares plunge 10% as government denies MDR on UPI

Shares of One97 Communications, the parent company of digital payments platform Paytm, fell by as much as 10% on Thursday.

SEBI's latest tool will protect investors from financial fraud

The Securities and Exchange Board of India (SEBI) has announced a new Unified Payments Interface (UPI) verification mechanism, 'SEBI Check,' to enhance investor security in capital market transactions.

11 Jun 2025
Indian Government

Your UPI payments in India may soon attract a fee

The Indian government is considering the imposition of Merchant Discount Rate (MDR) on large-ticket Unified Payments Interface (UPI) transactions.

09 Jun 2025
Paytm

Paytm now lets you create personalized UPI IDs: Here's how

Paytm, a leading player in digital payments and financial services, has launched a new feature to create personalized Unified Payments Interface (UPI) IDs.

PhonePe launches UPI services for feature phone users in India

Fintech giant PhonePe has announced its plan to offer Unified Payments Interface (UPI)-based payments for feature phone users.

05 Jun 2025
Reserve Bank Of India (RBI)

Government mulls MDR on UPI transactions: Who does it affect?

The Indian government is considering the introduction of Merchant Discount Rate (MDR) fees on Unified Payments Interface (UPI) transactions, especially for large merchants.

History-in-the-making: UPI to overtake Visa's daily transaction volume soon

India's Unified Payments Interface (UPI) is on the verge of overtaking payments giant Visa in terms of daily transaction volume. This would make UPI the world's biggest retail interbank payment settlement platform.

29 May 2025
India

Digital payments in India surge 35%, UPI leads growth

India's digital payment ecosystem has witnessed a massive boom in the fiscal year 2024-25, according to the Reserve Bank of India (RBI)'s FY25 annual report.

New UPI rules from August: 50 balance checks/day, timed autopay

The National Payments Corporation of India (NPCI) has announced new rules for Unified Payments Interface (UPI) transactions, effective August 1, 2025.

26 May 2025
PhonePe

You can soon use this PhonePe-rival to make UPI payments

Fibe, a TPG-backed fintech company, is gearing up to launch its own Unified Payments Interface (UPI) services app in the next three months.

19 May 2025
Indian Government

UPI users may receive instant discount on every purchase

The Indian government is reportedly considering a new initiative to make Unified Payments Interface (UPI) transactions more appealing by offering direct discounts to consumers.

13 May 2025
PhonePe

PhonePe on Android: How to do instant fund transfers

PhonePe offer a seamless way to send money instantly.

12 May 2025
Paytm

UPI goes down: PhonePe, GPay users unable to make payments

A widespread outage has disrupted Unified Payments Interface (UPI) transactions across India.

29 Apr 2025
Paytm

For Android users: How to set up UPI on Paytm

The Unified Payments Interface (UPI) has transformed the way we transact digitally in India, providing an effortless and instant payment experience.

19 Apr 2025
GST

Is GST applicable on UPI payments over ₹2,000—Check government's response

The Indian government has denied recent rumors of levying Goods and Services Tax (GST) on Unified Payments Interface (UPI) transactions above ₹2,000.

15 Apr 2025
PhonePe

PhonePe now lets you share UPI account: Here's how

PhonePe has finally adopted NPCI's new feature, UPI Circle, to simplify digital payments.

12 Apr 2025
PhonePe

UPI down: Google Pay, PhonePe users unable to make payments

The Unified Payments Interface (UPI), India's most popular digital payment system, is facing a major service disruption at the moment.

NPCI can now change UPI limits for large payments

The Reserve Bank of India (RBI) has given the National Payments Corporation of India(NPCI) the power to revise transaction limits for Unified Payments Interface (UPI) payments from people to merchants.

New UPI rules from April 1: What changes for you

The National Payments Corporation of India (NPCI) has announced new regulations for Unified Payments Interface (UPI) transactions.

UPI down: Millions unable to pay via GPay, Paytm, PhonePe

Users across India are facing disruptions in Unified Payments Interface (UPI) transactions, with payment failures being reported on Google Pay, Paytm, PhonePe, and other banking apps.